• Information stated on applications for insurance products or services submitted to us, and on any other forms related to such applications for insurance products or services; such information may include, name, address, telephone number, account number, account balance, previous insurance record, and any other information you submit to us;
    • Information about the nature and quality of each insurance transaction with us, our affiliates, or others; such information may include payment history, claims history, claims investigation, medical information, property value, insurance coverage, and insurance limits;
    • Information submitted to us through the internet; such information includes any information submitted to request information, apply for insurance, make a claim, or otherwise contact us.
    • Information provided by insurance agents or brokers involved in placing insurance with us;
    • Information from consumer reporting agencies, credit reporting agencies, and insurance companies; and,
    • Information from governmental agencies, courts, and independent reporting agencies; such information may include motor vehicle reports, claims reports and property inspection reports.

    • We disclose some or all of the information we collect, including nonpublic personal information, to our employees, affiliates and others so that they are able to perform services for us, or on our behalf; such services include effecting, administering, underwriting, adjusting, investigating, enforcing, marketing and servicing each of the insurance products, services and claims transacted with or through us;
    • We do not disclose any of the information we collect, except as permitted by law; this means that we are legally permitted, or required, to disclose nonpublic personal information to the certain third parties without prior consent.

    • We do not sell or share the information we collect to any one for marketing purposes;
    • We contractually require every person or organization providing products or services for us or on our behalf to protect the confidentiality of nonpublic personal information;
    • We prohibit any person or organization from disclosing or using nonpublic personal information other than to carry out the purposes of the insurance products and services we provide;
    • We maintain physical, electronic and procedural safeguards so that all nonpublic personal information is treated in accordance with this Privacy Policy Statement; such safeguards include advanced data-encryption and storage technology, secure facilities with access controls at public points of entry, various other security systems, and onsite supervision of these areas;
    • We employ an independent auditing company to annually review our security practices.